NOW Tracker App and Website - Terms of Service
Last updated: 04.12.2025
The NOW Tracker application is a tool that allows users to check the publicly available digital assets rates, monitor the performance of their own holdings in third-party wallets, perform their own analysis of their digital assets portfolio based on automatically-created charts of rate change and other factors. Users may create and manage multiple separate portfolios for organizational or analytical purposes. Portfolio-related data is stored locally on the user’s device and is not transmitted to NOW Tracker servers. NOW Tracker does not perform any services of cryptocurrency custody.
Please read these Terms carefully. By using our services, App and/or Website you agree to be legally bound by these Terms and all terms incorporated by reference. If you do not agree with these Terms or any of their clauses, you must immediately stop using the App, the Website and any associated services.
- General Provisions
- Using of Services
- Third Party Providers and Disclaimer for such services
- Risk Warning
- Personal Data
- Prohibited Jurisdictions
- Disclaimers
- Limitation of Liability
- Permissible Use
- Termination
- Modifying the App
- Governing Law and Arbitration
- Links to Third-Party Sites
- Copyright & IP
- Modifications of these Terms
- Assignment
- Entire Agreement
- Severance and Validity
- Costs
- Miscellaneous
1. General Provisions
1.1 These Terms regulate the use of the NOW Tracker mobile and desktop applications that can be accessed and used through various platforms such as the Google Play Store, the Apple App Store, or through any other distribution channels, including but not limited to direct downloads from the website (the “NOW Tracker”/”App”) and the website itself (https://nowtracker.app/) (the “Website”).
- “User/You”means both business and consumer users of the App and the Website;
- “Digital Assets/Crypto Assets” mean blockchain-based entries;
- “Service” collectively means any services or functionalities available to You via the App and/or the Website;
- “Third Parties” mean the resources (whether personal or business-managed) which are different from NOW Tracker’s own infrastructure and functionality.
1.3. The NOW Tracker is owned by CHN Group LLC (Saint Vincent and the Grenadines) (“We”). For the purposes of these Terms, the term "NOW Tracker" shall refer, unless the context clearly indicates otherwise, not only to the Services itself but also to the entity which owns the App and the Website.
The Service provides:
- Access to cryptocurrency and other market data rates information originated from Third Parties’ public resources
- Monitoring of Your Digital Asset holdings across Third Party platforms (e.g., wallets, exchanges) without the ability to conduct transactions within the App
- Analytical tools and automatically generated charts based on such data
1.5. The current version of these Terms is available in-app and on the Website, it may be updated from time to time.
2. Using of Services
2.1. By using the App, the Website and/or the Services You confirm that You are responsible for compliance with applicable laws and these Terms.
2.2. Key functionality. The primary functionality of the App includes access to digital asset market rates, monitoring of Your digital asset portfolio in one place, and viewing charts with available analytics. Link to third-party ChangeNOW service that allows certain operations with the Digital Assets shall not be considered as part of NOW Tracker functionality and is provided for reference only (for further details, please refer to Section 3 of these Terms).
2.3. You Own Your Private Keys. The App operates as a tool for interaction with blockchain protocols. NOW Tracker, as a non-custodial solution, does not store or manage any user data or private information, including private keys, passwords, or backup phrases. All data entered in the App is saved on a local device only and is not accessible to NOW Tracker or any of its personnel. It is the User's sole responsibility to securely back up and store their private information.
2.4. Blockchain utilities. The App may provide access to blockchain-related informational features. These are provided for convenience and do not constitute financial, investment or custodial services. All blockchain activities are managed directly on the blockchain, and any data you interact with remains under your control. The App leverages blockchain technology to provide decentralized features. These functions are powered by blockchain networks, and all interactions are publicly recorded on the blockchain. Please ensure You understand how these functions work, as they are not reversible once initiated.
2.5. No financial services. We do not offer any financial services, and You should not consider any features of the App as an investment, trading, or financial tool operated by Us. Any tokens or digital assets You use, investment or asset management decisions You make are Your sole responsibility. The Service is for informational purposes only. It is not intended as, and does not constitute, financial, investment, trading, or any other form of professional advice.
2.6. In-app notices. Users agree to the Terms and any further rules published on the Website or in the App upon sign-in.
3. Third Party Providers and Disclaimer for such services
3.1. The market data available as part of the Service is sourced from the Third Parties. We do not endorse and are not responsible for its accuracy or real-time status. All CFDs and Forex are not provided by exchanges but market makers, and so prices may differ from the actual market price, meaning prices are indicative and not appropriate for trading purposes. NOW Tracker does not bear any responsibility for any trading losses User might incur as a result of using this data.
3.2. While the NOW Tracker interface allows as an extra option link to the resource that allows to perform cryptocurrency exchanges, payments and the other certain operations with the digital assets, such functionality is fully managed by Third Parties’ app rules and is performed outside NOW Tracker. NOW Tracker neither facilitates nor intermediates any transactions; all executions occur solely through the relevant third party provider under its own license. To utilize the respective functionality, Users must accept the terms of the respective third party providers and might need to register in their services.
3.3. No rates/returns provided by Us. Any pricing, exchange rates, confirmations, refunds, execution terms and other commercial conditions are set and governed exclusively by the respective third-party provider (see sections below for more information about third-party providers). All exchanges, purchases, sales, storage/custody are performed by such providers under their own licenses and terms.
3.4. Third Party services are not controlled by NOW Tracker, and NOW Tracker shall not be responsible or liable to anyone for Third Party services. It is Your responsibility to review the Third Party’s terms and policies before using Third Party services. If You have questions or concerns about how a Third Party service operates, or need support, please contact the Third Party directly.
4. Risk Warning
4.1. Trading and investing in virtual currencies involve substantial risk of loss and is not suitable for all types of investors. Please make sure You are investing mindfully after understanding the nature, complexity and risks inherent in the trading of virtual currency. You should not purchase virtual currency unless You understand the extent of Your exposure to potential loss. Please make sure You are not risking funds You cannot afford to lose. In no event shall We be liable to any loss or damage of any kind incurred as a result of the use of this App, Website or any Services.
- High price volatility. The value of Digital Assets is entirely derived by market forces of supply and demand, and they are much more volatile than most of the traditional fiat currencies and commodities.
- Legal Risk. The legality of the Digital Assets, trading of them, buying of them or possession may not be clear and may vary under the laws of different jurisdictions throughout the world. This means that the legality of engaging in Digital Assets transaction is not always clear. Whether and on what basis a Digital Asset may constitute property, an asset, or a right of any kind, might vary from one jurisdiction to another. You are responsible for knowing and understanding how the laws applicable to You or your property, rights or assets, limit, regulate, and tax the Digital Assets You use.
- Irreversible transactions. Due to decentralized nature, transactions with Digital assets may be irreversible, and, accordingly, losses due to fraudulent or accidental transactions may not be recoverable.
- The blockchains on which Digital Assets operate may temporarily or permanently fork. Some blockchain networks are powered by open source software. When a modification to that software is released by developers, and a substantial majority of miners consent to the modification, a change is implemented and the blockchain network continues uninterrupted.
- operating system failures;
- disruptions between your hardware, software, and the NOW Tracker;
- cloud backup software (e.g. certain Android distributions) may upload your private information to third party services;
- malware, viruses or other malicious software on your device that is able to take control of or interfere with NOW Tracker or the Website;
- communication delays between your NOW Tracker App and a node or relay services for a virtual currency (and vice versa); and,
- failure to achieve a certain market value/price for a virtual currency token, whether through a third-party service or any other kind of transaction; and, theft of virtual currency tokens.
5. Personal Data
5.1. By using the App, you allow NOW Tracker to process minimal technical data required for the App operation. No further Personal Data is processed within the App.
6. Prohibited Jurisdictions
6.1. Access to the Service or certain operations in the App/Website may be restricted/blocked in case of the respective statutory limitations introduced in the applicable jurisdictions or upon receipt by Us of a lawful order from competent authorities. The App/Website are not available in the United Kingdom, and in any country where the use of such services is prohibited by law or subject to sanctions.
6.2. By accessing and using the Service, App or Website, You represent and warrant that You are not located in, or are not a citizen or resident of the United Kingdom, or any country listed on the United Nations Sanctions Lists and their equivalents, or a country where use of cryptocurrency is prohibited by applicable law.
6.3. We may restrict access based on IP, geolocation or other methods. You are to comply with this Section even if such methods can be bypassed.
7. Disclaimers
7.1. THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE”. WE DO NOT WARRANT UNINTERRUPTED ACCESS, ACCURACY OR REAL-TIME NATURE OF THIRD-PARTY DATA, OR AVAILABILITY/PERFORMANCE OF THIRD-PARTY SERVICES. WE DO NOT GUARANTEE THE ACCURACY, COMPLETENESS, TIMELINESS, OR RELIABILITY OF ANY INFORMATION DISPLAYED ON OUR SERVICES.
7.2. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE MAKE NO EXPRESS OR IMPLIED WARRANTIES REGARDING THE SERVICE, THE APP AND THE WEBSITE, ANY REFERENCED SERVICES OR EXTERNAL WEBSITES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY AND RELIABILITY.
7.3. NO FINANCIAL OR INVESTMENT SERVICES. THE SERVICE DOES NOT PROVIDE INVESTMENT ADVICE, DOES NOT OFFER YIELDS, RETURNS OR DEPOSITS, AND DOES NOT GUARANTEE PROFITS.
7.4. ANY REFERENCES TO THIRD-PARTY SERVICES, RATES OR TOKENS ARE INFORMATIONAL. USERS ACT AT THEIR OWN RISK.
8. Limitation of Liability and Indemnification
8.1. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, EXEMPLARY, COMPENSATORY, PUNITIVE, SPECIAL OR CONSEQUENTIAL DAMAGES, COSTS, LEGAL FEES OR LOSSES. TO THE EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY DAMAGES, LOSSES OF PROFIT, USAGE OR DATA, LOSS OF BUSINESS, FAILURE TO USE THE SERVICES, CUSTOMERS MISUNDERSTANDING, ANY LOSS ORIGINATED FROM NEGLIGENCE OR FRAUD OR OTHERWISE ARISING OUT OF OR CONNECTED TO THE SERVICES.
8.2. THIRD-PARTY EXECUTION. WE BEAR NO LIABILITY FOR EXECUTION, PRICING, REVERSALS, REFUNDS, DELAYS OR FAILURES OF THIRD-PARTY PROVIDERS, INCLUDING BUT NOT LIMITED THEIR COMPLIANCE WITH THE APPLICABLE LAWS OR REQUIREMENTS OF RELEVANT AUTHORITIES.
8.3. NOW TRACKER DOES NOT BEAR ANY RESPONSIBILITY FOR ANY TRADING LOSSES YOU MIGHT INCUR AS A RESULT OF USING DATA IN THE APP.
8.4. AGGREGATE LIABILITY OF US TO YOU FOR ALL CLAIMS RELATING TO APP, WEBSITE AND SERVICE SHALL NOT EXCEED EUR 500.
8.5. You agree to indemnify, defend, and hold harmless Us and its representatives from any losses, damages, claims, liabilities, and expenses, including legal fees, arising out of your use of the Service.
9. Permissible Use and Your Representations
9.1. You agree not to use the Service for illegal activities or to impair the Service’s operation.
9.2. You shall not misrepresent your identity, attempt to bypass geo-restrictions, or use automated scraping tools.
9.3. If You are a business, You represent and warrant that You are legally authorized to act on behalf of the business entity and that all actions taken through the App/Website are for legitimate business purposes. If You are a natural person, You represent and warrant that Your use complies with all applicable laws and regulations in Your jurisdiction. You acknowledge the limitations and rules governing the use of the Service, and You agree to act within the scope of Your legal rights, including any age-related restrictions in your jurisdiction.
9.4. By using our Services, You represent that You are at least the age of majority in your jurisdiction or that you have given consent for any minor dependents to use our Services. We do not knowingly collect personal information from individuals under the age of 18.
10. Termination
10.1. We may suspend or terminate access to the Service without prior notification for security, compliance or in case of Your breach of these Terms and without liability. We will have no obligation to provide a refund of any amounts previously paid by You.
10.2. Certain provisions of these Terms, including those related to liability, disclaimers, governing law, and general clauses (Sections 2–9 and 12–20), will continue to apply after termination.
11. Modifying the App, the Website and the Service
11.1. We may add, change or remove features without prior notice, including integrations with third-party providers.
12. Governing Law and Arbitration
12.1. These Terms are governed by the laws of Saint Vincent and the Grenadines.
12.2. The parties submit to the exclusive jurisdiction and venue of the competent courts of Saint Vincent and the Grenadines.
13. Links to Third-Party Resources
13.1. The App/Website may contain links to third-party sites. We do not control or endorse their content and is not responsible for their policies or services.
13.2. Once you follow a link to a third-party site, your relationship is with that third party, not with Us.
14. Intellectual Property
14.1. Using the App or Website does not grant you rights to Our IP or software except for the ones specified herein. Subject to your compliance with the Terms, We grant You a nonassignable, non-transferable, non-sublicensable, revocable, and non-exclusive license to use the App on devices You own or control solely for Your personal or internal business purposes.
14.2. Trademarks, trade names, service marks, logos of NOW Tracker and others, software, applications, text, images, graphics, data, prices, charts, graphs, video, and audio materials used on the Website or the App (collectively, “Content”) are the property of Us and/or its respective owners. The Content may not be copied, reproduced, modified, republished, uploaded, posted, transmitted, scraped, collected, or distributed in any form or by any means, whether manual or automated. The use of any Content from on any other website or networked computer environment for any other purpose, except as part of participation in and use of the Services, is strictly prohibited; and any such unauthorized use may violate copyright, patent, trademark, and any other applicable laws and may result in criminal or civil penalties.
14.3. Use of search queries comprising a direct domain name or the brand name such as (but not limited to) NOW Tracker, сhangenow, changenow.io, change now, etc. is prohibited in paid SEA advertisements used to attract affiliates. Violation of this rule may result in exclusion from the affiliate program (included, but not limited to, blocking of API keys and forbidding of profit withdrawal).
15. Modifications of these Terms
15.1. We may update these Terms by changing the “Last updated” date. Updates take effect upon posting on the Website. Continued use constitutes acceptance.
16. Assignment
16.1. We may assign its rights/obligations under these Terms.
16.2. Users may assign their rights only with Our prior written consent.
17. Entire Agreement
These Terms constitute the entire agreement regarding the Service, App and the Website and supersede prior understandings related to the matter.
18. Severance and Validity
If any provision is invalid or unenforceable, it will be replaced by a valid provision reflecting the original intent; the remainder remains in force.
19. Costs
19.1. We may recover reasonable administrative costs caused by user-initiated issues not arising from Our fault.
19.2. Except as provided otherwise in these Terms, each Party shall pay its own costs and expenses in connection with the negotiation, preparation and performance of these Terms.
20. Miscellaneous
20.1. Nothing in these Terms creates a partnership, agency or joint venture. We may engage third parties to fulfil its obligations related to the Service.
20.2. Contact. If you have any questions relating to these Terms, your rights and obligations arising from these Terms and/or your use of the Service, please contact [email protected].
20.3. Since the App is locally installed, you are responsible for the security of the device on which it is installed, including ensuring that you keep anti-virus software current and otherwise protect the device on which the App is installed against malware.